/* Island Insurances — the public site. One stylesheet, no framework.
   Design: docs/mockups/website-2026-10-12/canvas/Main.dc.html (direction A, approved 2026-10-13).
   The Content-Security-Policy in _headers allows no inline style: every rule lives here. */

/* The typeface is served from this site (SIL Open Font License — fonts/OFL.txt). The second face is the visitor's own
   sans, resized to the web font's measure, so the words do not move when the web font arrives. */
@font-face{font-family:'Plus Jakarta Sans';font-style:normal;font-weight:200 800;font-display:swap;src:url(/fonts/plus-jakarta-sans-latin.153fc85b70.woff2) format('woff2')}
@font-face{font-family:'Plus Jakarta Sans Fallback';src:local('Segoe UI'),local('Roboto'),local('Helvetica Neue'),local('Arial');size-adjust:104.7%;ascent-override:99.1%;descent-override:21.2%;line-gap-override:0%}

/* tokens: one radius, two elevations, one focus ring */
:root{--g:#05803d;--g2:#046a33;--gd:#062b1a;--ink:#16211d;--body:#2f3d39;--mut:#56676a;--line:#dbe2df;--mist:#f2f5f4;--r:10px;--e1:0 1px 2px rgba(6,43,26,.1);--e2:0 14px 34px rgba(6,43,26,.16),0 2px 6px rgba(6,43,26,.06)}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%;text-size-adjust:100%}
body{margin:0;font-family:'Plus Jakarta Sans','Plus Jakarta Sans Fallback','Segoe UI',Arial,sans-serif;font-size:17px;line-height:1.6;color:var(--ink);background:#fff}
section[id]{scroll-margin-top:72px}
a{color:var(--ink)}a:hover{color:var(--g)}
:focus-visible{outline:3px solid #06a64f;outline-offset:2px}
.foot :focus-visible,.hero .alt a:focus-visible{outline-color:#fff}
.skip{position:absolute;left:-9999px;top:0}
.skip:focus{left:12px;top:12px;z-index:100;background:#fff;color:var(--ink);padding:12px 16px;border-radius:var(--r);box-shadow:var(--e2);font-weight:700}
.wrap{max-width:1216px;margin:0 auto;padding-left:32px;padding-right:32px;box-sizing:border-box}
.sec{padding-top:112px;padding-bottom:112px}
.sec-mist{background:var(--mist)}
h2.t{margin:0;font-weight:700;font-size:clamp(30px,3.2vw,42px);line-height:1.1;letter-spacing:-.02em}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 26px;box-sizing:border-box;background:var(--g);color:#fff;font-family:inherit;font-weight:700;font-size:16px;line-height:1;border:0;border-radius:var(--r);text-decoration:none;cursor:pointer;white-space:nowrap;transition:background .15s ease,transform .15s ease,box-shadow .15s ease}
.btn:hover{background:var(--g2);color:#fff;box-shadow:var(--e1)}
.btn:active{transform:translateY(1px);box-shadow:none}
.btn-quiet{background:#fff;color:var(--ink);box-shadow:inset 0 0 0 1.5px #b7c3c0}
.btn-quiet:hover{background:var(--mist);color:var(--ink);box-shadow:inset 0 0 0 1.5px var(--ink)}
.sel{position:relative}
.sel select{appearance:none;-webkit-appearance:none;cursor:pointer;padding-right:44px}
.sel>svg{position:absolute;right:14px;top:50%;margin-top:-8px;pointer-events:none;color:var(--mut)}
.in{width:100%;box-sizing:border-box;height:52px;padding:0 14px;font-family:inherit;font-weight:400;font-size:17px;color:var(--ink);background:#fff;border:1px solid #b7c3c0;border-radius:var(--r);transition:border-color .15s ease,box-shadow .15s ease}
textarea.in{height:auto;padding:12px 14px;resize:vertical;line-height:1.5}
.in:hover{border-color:#8b9a9b}
.in:focus{outline:0;border-color:var(--g);box-shadow:0 0 0 3px rgba(6,166,79,.28)}

/* header */
.top{position:sticky;top:0;z-index:40;background:#fff;border-bottom:1px solid var(--line)}
.hdr{position:relative;display:flex;align-items:stretch;justify-content:space-between;gap:16px 28px;min-height:104px}
.brand{display:flex;align-items:center;text-decoration:none}
.logo{height:88px;width:auto;display:block}
.nav{display:flex;align-items:stretch;gap:26px}
.nav>a,.mm{display:flex;align-items:center;gap:8px;font-weight:600;font-size:16px;text-decoration:none;color:var(--ink);transition:box-shadow .18s ease,color .18s ease}
.has-menu{display:flex;align-items:stretch}
.mm svg{transition:transform .18s ease}
.nav>a.tel{font-weight:700}
.nav>a.tel svg{color:var(--g)}
.nav .btn{align-self:center;min-height:48px;padding:0 22px;color:#fff}
.menu-btn{display:none;align-self:center;align-items:center;min-height:44px;padding:0 16px;font-family:inherit;font-weight:600;font-size:15px;background:none;border:1.5px solid var(--ink);border-radius:var(--r);color:var(--ink);cursor:pointer}
.mega{position:absolute;left:32px;right:32px;top:100%;box-sizing:border-box;background:#fff;border-top:3px solid var(--g);border-radius:0 0 var(--r) var(--r);box-shadow:var(--e2);padding:30px 36px 34px;opacity:0;visibility:hidden;transform:translateY(6px);transition:opacity .18s ease,transform .18s ease,visibility 0s linear .18s}
.mega-in{display:flex;gap:48px}
.mega-in>div{flex:1 1 0;min-width:0}
.mega-in>.wide{flex:2.2 1 0}
.mh{margin:0 0 8px;font-weight:700;font-size:13.5px;letter-spacing:.02em;color:var(--g)}
.mega ul{list-style:none;margin:0;padding:0}
.mega ul.two{columns:2;column-gap:40px}
.mega li{break-inside:avoid}
.mega li a{display:block;padding:8px 0;font-size:16px;font-weight:500;text-decoration:none;color:var(--ink)}
.mega li a:hover{color:var(--g)}
@media (min-width:1001px){
  .nav>a:not(.btn):hover,.has-menu:hover>.mm,.has-menu:focus-within>.mm{box-shadow:inset 0 -3px 0 var(--g);color:var(--ink)}
  .has-menu:hover .mm svg,.has-menu:focus-within .mm svg{transform:rotate(180deg)}
  .has-menu:hover .mega,.has-menu:focus-within .mega{opacity:1;visibility:visible;transform:none;transition-delay:0s}
  .has-menu.mm-off .mega{opacity:0!important;visibility:hidden!important}
}

/* hero */
.hero{position:relative;min-height:660px;display:flex;align-items:center;background:var(--gd);color:#fff;overflow:hidden}
.hero .bg{position:absolute;left:0;top:0;width:100%;height:100%;object-fit:cover;object-position:50% 50%}
.hero .scrim{position:absolute;left:0;top:0;width:100%;height:100%;background:linear-gradient(90deg,rgba(3,22,13,.86) 0%,rgba(3,22,13,.66) 40%,rgba(3,22,13,.12) 74%,rgba(3,22,13,0) 100%)}
.hero .wrap{position:relative;width:100%;padding-top:88px;padding-bottom:88px}
.hero h1{margin:0;font-weight:700;font-size:clamp(38px,5vw,66px);line-height:1.06;letter-spacing:-.025em;max-width:11em}
.hero .lead{margin:22px 0 0;font-size:20px;line-height:1.5;max-width:27em;color:rgba(255,255,255,.94)}
.qs{margin-top:34px;max-width:560px;box-sizing:border-box;background:#fff;color:var(--ink);border-radius:var(--r);box-shadow:var(--e2);padding:18px 18px 18px 22px;display:flex;align-items:flex-end;gap:14px}
.qs .f{flex:1 1 auto;min-width:0}
.qs label{display:block;font-weight:600;font-size:14px;color:var(--mut);margin-bottom:6px}
.hero .alt{margin:18px 0 0;font-size:16px;color:rgba(255,255,255,.9)}
.hero .alt a{color:#fff;font-weight:700;text-underline-offset:3px}

.band{background:#fff;border-bottom:1px solid var(--line)}
.strip{display:flex;align-items:center;justify-content:space-between;gap:10px 32px;flex-wrap:wrap;padding-top:18px;padding-bottom:18px;font-size:15.5px;color:var(--body)}
.strip .lk{display:flex;align-items:center;gap:16px;font-weight:600;white-space:nowrap}
.strip .lk img{height:38px;width:auto}

/* products */
.tiles{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:28px;margin-top:40px}
.tile{min-width:0;display:flex;flex-direction:column;text-decoration:none;color:var(--ink);border-bottom:2px solid var(--g);padding-bottom:18px}
.tile:hover{color:var(--ink)}
.tile .ph{display:block;width:100%;aspect-ratio:4/3;overflow:hidden;border-radius:var(--r);background:var(--mist)}
.ph picture{display:block;width:100%;height:100%}
.tile .ph img{width:100%;height:100%;object-fit:cover;display:block;transition:transform .5s ease}
.tile:hover .ph img{transform:scale(1.04)}
.tile .tt{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-top:16px;font-weight:700;font-size:20px;line-height:1.2;transition:color .18s ease}
.tile:hover .tt{color:var(--g)}
.tile .tt svg{flex:none;color:var(--g);transition:transform .18s ease}
.tile:hover .tt svg{transform:translateX(4px)}
.tile .ds{display:block;font-size:15.5px;line-height:1.5;color:var(--mut);margin-top:6px}
.xp{margin-top:84px}
.xp-head{display:flex;align-items:flex-end;justify-content:space-between;gap:8px 40px;flex-wrap:wrap;border-bottom:1px solid var(--line)}
.xp-head h3{margin:0 0 16px;font-weight:700;font-size:26px;line-height:1.15;letter-spacing:-.015em}
.tabs{display:none;gap:4px}
.tab{appearance:none;background:none;border:0;border-bottom:3px solid transparent;margin-bottom:-1px;min-height:52px;padding:0 20px;font-family:inherit;font-weight:700;font-size:16.5px;color:var(--mut);cursor:pointer;white-space:nowrap;transition:color .15s ease,border-color .15s ease}
.tab:hover{color:var(--ink)}
.tab.on{color:var(--g);border-bottom-color:var(--g)}
/* Without scripts every group shows, each under its own name. With them the names give way to the tabs. */
.pane-h{margin:30px 0 0;font-weight:700;font-size:14px;color:var(--g)}
.pane ul{list-style:none;margin:0;padding:6px 0 0;display:grid;grid-template-columns:repeat(3,minmax(0,1fr));column-gap:48px}
.pane li{display:flex;align-items:center;gap:14px;padding:17px 0;border-bottom:1px solid var(--line);font-weight:600;font-size:17px;line-height:1.3;color:var(--ink)}
.pane svg{flex:none;color:var(--g)}
.js .tabs{display:flex}
.js .pane-h,.js .pane{display:none}
.js .xp.t-personal .p-personal,.js .xp.t-medical .p-medical,.js .xp.t-commercial .p-commercial{display:block}

/* about */
.about{display:flex;flex-wrap:wrap;gap:64px;align-items:center}
.about .tx{flex:1 1 420px;min-width:0}
.about .ph{flex:1 1 460px;min-width:0;aspect-ratio:4/3;overflow:hidden;border-radius:var(--r);background:#e1e8e5}
.about .ph img{width:100%;height:100%;object-fit:cover;display:block}
.about p{margin:18px 0 0;font-size:18px;line-height:1.6;color:var(--mut)}

/* contact */
.contact{display:flex;flex-wrap:wrap;gap:64px;align-items:flex-start}
.contact .dt{flex:1 1 360px;min-width:0}
.contact dl{margin:28px 0 0;padding:0}
.contact dl div{padding:16px 0;border-top:1px solid var(--line)}
.contact dl div:last-child{border-bottom:1px solid var(--line)}
.contact dt{font-weight:700;font-size:14px;color:var(--g)}
.contact dd{margin:4px 0 0;font-size:17px;line-height:1.5;color:var(--body)}
.contact dd a{text-decoration:none;font-weight:600}
.form{flex:1 1 440px;min-width:0;background:var(--mist);border-radius:var(--r);padding:36px;box-sizing:border-box}
html:not(.js) .form{display:none}
.fbody{display:flex;flex-direction:column;gap:18px}
.form h3{margin:0 0 4px;font-weight:700;font-size:22px;line-height:1.2}
.form label{display:block;font-weight:600;font-size:15px;margin-bottom:6px}
.opt{font-weight:400;color:var(--mut)}
.pair{display:flex;flex-wrap:wrap;gap:18px}
.pair>div{flex:1 1 180px;min-width:0}
.err{display:none;margin-top:6px;font-size:14px;font-weight:600;color:#b3261e}
.fld.bad .err{display:block}
.fld.bad .in{border-color:#b3261e;box-shadow:0 0 0 3px rgba(179,38,30,.16)}
.hp{position:absolute;left:-9999px;top:auto;width:1px;height:1px;overflow:hidden}
.ferr{display:none;margin:0;padding:12px 14px;border-radius:var(--r);background:#fdecea;font-size:15px;line-height:1.5;font-weight:600;color:#8c1d18}
.ferr a{color:inherit}
.form.failed .ferr{display:block}
.form .btn{align-self:flex-start}
.busy{display:none;align-items:center;gap:10px}
.spin{width:16px;height:16px;border-radius:50%;border:2px solid rgba(255,255,255,.4);border-top-color:#fff;animation:spin .7s linear infinite}
.form.sending .idle{display:none}
.form.sending .busy{display:inline-flex}
.form.sending .btn{pointer-events:none}
.fdone{display:none;flex-direction:column;align-items:flex-start;justify-content:center;gap:10px;min-height:420px}
.fdone svg{color:var(--g)}
.fdone h3:focus{outline:0}
.fdone p{margin:0 0 14px;font-size:17px;color:var(--body)}
.form.sent .fbody{display:none}
.form.sent .fdone{display:flex;animation:pane .35s ease-out}

/* footer */
.brandrow{border-top:1px solid var(--line);padding-top:28px;padding-bottom:28px}
.brandrow .wrap{display:flex;align-items:center;justify-content:space-between;gap:16px 32px;flex-wrap:wrap}
.brandrow .wrap>img{height:92px;width:auto;display:block}
.brandrow .ag{display:flex;align-items:center;gap:16px;font-weight:600;font-size:15.5px;color:var(--body)}
.brandrow .ag img{height:34px;width:auto}
.foot{background:var(--gd);color:rgba(255,255,255,.8);padding-top:72px;padding-bottom:28px;font-size:15.5px}
.fcols{display:flex;flex-wrap:wrap;gap:40px 56px}
.fcols>div{flex:1 1 150px;min-width:0}
.fcols>.wide{flex:1.9 1 320px}
.fcols>.ct{flex:1.5 1 230px}
.fcols>.co{flex:.8 1 120px}
.nw{white-space:nowrap}
.fcols h3{margin:0 0 12px;font-weight:700;font-size:14px;letter-spacing:.04em;color:#fff}
.fcols h3.again{margin-top:28px}
.fcols ul{list-style:none;margin:0;padding:0}
.fcols ul.two{columns:2;column-gap:40px}
.fcols li{padding:5px 0;line-height:1.45;break-inside:avoid}
.foot a{color:rgba(255,255,255,.86);text-decoration:none}
.foot a:hover{color:#fff;text-decoration:underline}
.legal{margin-top:56px;padding-top:22px;border-top:1px solid rgba(255,255,255,.16);font-size:14px;color:rgba(255,255,255,.62);display:flex;flex-wrap:wrap;justify-content:space-between;gap:10px 24px}
.legal p{margin:0}
.bar{display:none}

/* the page a wrong address gets */
.nf-page{min-height:100vh;display:flex;flex-direction:column}
.nf{flex:1 0 auto;width:100%;display:flex;flex-direction:column;align-items:flex-start;justify-content:center;padding-top:96px;padding-bottom:96px}
.nf h1{margin:0;font-weight:700;font-size:clamp(34px,4.4vw,54px);line-height:1.08;letter-spacing:-.02em}
.nf p{margin:16px 0 30px;font-size:18px;color:var(--mut)}

@media (max-width:1100px){
  .fcols{gap:40px 36px}
}
@media (max-width:1000px){
  .wrap{padding-left:20px;padding-right:20px}
  .sec{padding-top:64px;padding-bottom:64px}
  section[id]{scroll-margin-top:64px}
  .hdr{min-height:76px;flex-wrap:wrap;gap:0 12px}
  .logo{height:60px}
  .nav{flex-basis:100%;flex-direction:column;align-items:stretch;gap:0;padding:4px 0 18px}
  .js .menu-btn{display:inline-flex}
  .js .hdr{position:static}
  html:not(.js) .top{position:static}
  .js .nav{display:none;position:absolute;left:0;right:0;top:100%;box-sizing:border-box;padding:4px 20px 18px;background:#fff;border-top:1px solid var(--line);box-shadow:0 14px 24px rgba(6,43,26,.14);max-height:calc(100vh - 90px);overflow:auto;opacity:0;transform:translateY(-6px);transition:opacity .25s ease,transform .25s ease,display .25s allow-discrete}
  .js .nav.open{display:flex;opacity:1;transform:none}
  @starting-style{.js .nav.open{opacity:0;transform:translateY(-6px)}}
  .has-menu{display:block}
  .nav>a,.mm{padding:14px 0;border-bottom:1px solid var(--line);font-size:18px}
  .mm svg,.mega{display:none}
  .nav .btn{align-self:stretch;margin-top:16px;min-height:52px;border-bottom:0}
  .hero{min-height:0}
  .hero .scrim{background:linear-gradient(0deg,rgba(3,22,13,.9) 0%,rgba(3,22,13,.7) 60%,rgba(3,22,13,.3) 100%)}
  .hero .wrap{padding-top:64px;padding-bottom:56px}
  .hero .lead{font-size:18px}
  .qs{flex-direction:column;align-items:stretch;padding:18px;margin-top:28px}
  .strip{justify-content:flex-start;padding-top:16px;padding-bottom:16px}
  .strip .lk{gap:12px}
  .strip .lk img{height:30px}
  .tiles{gap:24px 16px;margin-top:28px}
  .tile{padding-bottom:14px}
  .tile .tt{font-size:17px;margin-top:12px}
  .tile .ds{font-size:14.5px}
  .xp{margin-top:56px}
  .xp-head h3{flex-basis:100%;font-size:22px;margin-bottom:6px}
  .tabs{width:100%}
  .tab{flex:1 1 0;padding:0 6px;font-size:15.5px}
  .pane ul{grid-template-columns:repeat(2,minmax(0,1fr));column-gap:20px}
  .pane li{font-size:15.5px;gap:10px;padding:14px 0}
  .about{gap:32px}
  .about p{font-size:17px}
  .contact{gap:40px}
  .form{padding:24px 20px 28px}
  .form .btn{align-self:stretch}
  .fdone{min-height:300px}
  .foot{padding-top:48px;padding-bottom:96px}
  .fcols{gap:32px 24px}
  .fcols>div{flex:1 1 40%}
  .fcols>.wide{flex-basis:100%}
  .bar{display:flex;position:fixed;left:0;right:0;bottom:0;z-index:45;gap:8px;box-sizing:border-box;padding:8px 10px calc(8px + env(safe-area-inset-bottom));background:#fff;border-top:1px solid var(--line);box-shadow:0 -6px 20px rgba(6,43,26,.1)}
  .bar a{flex:1 1 0;min-width:0;min-height:48px;display:flex;align-items:center;justify-content:center;gap:6px;border-radius:var(--r);font-weight:700;font-size:14.5px;white-space:nowrap;text-decoration:none;color:var(--ink);box-shadow:inset 0 0 0 1.5px #b7c3c0}
  .bar a svg{color:var(--g)}
  .bar a:first-child{flex:.8 1 0}
  .bar a.q{flex:1.25 1 0;background:var(--g);color:#fff;box-shadow:none}
  .foot-plain{padding-bottom:28px}
}
@media (max-width:760px){
  .tiles{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:560px){
  .pane ul{grid-template-columns:minmax(0,1fr)}
}

/* motion — nothing runs for people who have asked for reduced motion */
@media (prefers-reduced-motion:no-preference){
  .hero .bg{animation:kb 9s ease-out both}
  .hero h1{animation:up .7s ease-out .1s both}
  .hero .lead{animation:up .7s ease-out .25s both}
  .hero .qs{animation:up .7s ease-out .4s both}
  .hero .alt{animation:up .7s ease-out .5s both}
  .js .xp.t-personal .p-personal,.js .xp.t-medical .p-medical,.js .xp.t-commercial .p-commercial{animation:pane .3s ease-out}
  #contact:target .form{animation:ring 1.4s ease-out .6s 1}
  @supports (animation-timeline:view()){
    .rv{animation:reveal .8s ease-out both;animation-timeline:view();animation-range:entry 0% entry 30%}
  }
  @supports (animation-timeline:scroll()){
    .hdr{animation:hdr-s linear both;animation-timeline:scroll();animation-range:0 160px}
    .logo{animation:logo-s linear both;animation-timeline:scroll();animation-range:0 160px}
    .top{animation:top-s linear both;animation-timeline:scroll();animation-range:0 160px}
  }
}
@media (prefers-reduced-motion:no-preference) and (max-width:1000px){
  @supports (animation-timeline:scroll()){.hdr{animation-name:hdr-sm}.logo{animation-name:logo-sm}.top{animation-name:top-sm}}
}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
@keyframes kb{from{transform:scale(1.07)}to{transform:scale(1)}}
@keyframes up{from{opacity:0;transform:translateY(16px)}to{opacity:1;transform:none}}
@keyframes reveal{from{opacity:0;transform:translateY(22px)}to{opacity:1;transform:none}}
@keyframes pane{from{opacity:0;transform:translateY(8px)}to{opacity:1;transform:none}}
@keyframes ring{0%{box-shadow:0 0 0 0 rgba(6,166,79,.5)}100%{box-shadow:0 0 0 20px rgba(6,166,79,0)}}
@keyframes spin{to{transform:rotate(360deg)}}
@keyframes hdr-s{to{min-height:72px}}
@keyframes logo-s{to{height:56px}}
@keyframes hdr-sm{to{min-height:64px}}
@keyframes logo-sm{to{height:48px}}
@keyframes top-s{to{box-shadow:0 8px 24px rgba(6,43,26,.12);margin-bottom:32px}}
@keyframes top-sm{to{box-shadow:0 8px 24px rgba(6,43,26,.12);margin-bottom:12px}}